Suggested by Tremayne Tatem over 3 years ago

As the main breadwinner of my family of 3, I want to be able to pay a premium (on top of the monthly payment) to add a policy to insure against my credit accounts, debts, or expenses; that in the case that I involuntarily lose my job my financial obligations will be covered up to 12 weeks of 100% of monthly expense (outside of any severance package and UE benefits from the state).

More than 16,000 workers in U.S.-based tech companies have been laid off in mass job cuts so far in 2023, according to a Crunchbase News tally. Last year, more than 90,000 jobs were slashed from public and private tech companies as they were forced to confront rising inflation rates and a tumultuous stock market.