Identify Theft Protection Updates: About 15 years ago, my mom had her personal information stolen for the first time. Someone used her information to try to open multiple loans, credit cards, etc. She was self-employed at the time, and eventually, they were able to use this personal info to do the same thing through her business. She's got idnetify theft protection through all major credit companies (LifeLock Platinum or whatever it's called). My dad has had issues in the past two years as well. As technology has advanced, I can't help but think- why do companies like LifeLock need to exist on the back end, after the breach and attempt to open accounts has already happened? Why can't people have a tech "lock" on their account like a retina scan, fingerprint, or even now a Non-Fungible token or their own cryptocurrency that is tied to the individual to verify that it is really the person taking the action. I'm thinking of it as a power-charged two-factor authentication. Even those can get hacked as people link their imessages to cloud and mail accounts. There has to be a way to do up-front authentication.