Community Financial Accounts
Proposed as a new solution to Customers want to gain the power to direct funds (a fraction of a sale) to social/climate activities.
A simple and easy solution would be to equip 'consumers' with cards like Aspiration, TreeCard, or FutureCard. But this would be inefficient because it still operates within the limiting paradigm of 'enabling individual potential'. A harder, but holistic and powerful solution would instead 'enable collective potential' to incentivise more businesses.
In a money economy, financial accounts are the biggest sources of power - whether it's state accounts, business accounts, or personal ones, financial accounts influence events and actions far beyond the account itself.
I'm convinced that the future of climate finance is a love triangle between the business, its customer community, and grassroots climate activities - no middlemen. This interdependent love triangle needs a community financial account to bond the three together. But that also means redesigning money with distribution in mind - and this is possible with programmable money.
In case you're interested in making this future possible, I'm available to discuss more on co-creating it.